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358 W 22nd Avenue, Eugene OR 97405
Triplex - Total Square Feet 2644 - 2/2 Bedrooms - 1/1 Bedroom

Kim did it Again! She was able to SELL my upper end home and meet my needs as a seller. I wasn’t willing to “give my house away” and I didn’t have to sell. Kim patiently stuck with me, explained the details of the market, laid out the facts in front of me, pointed out all the logical steps and financially broke down in dollar and cents, how and why the sale would be to my benefit. Honestly, the best move I have ever made. Thanks to Kim and her diligence, persistence and patience, not to mention expertise in real estate, a new chapter of my life has begun.

I would not hesitate to recommend Kim Heddinger, to any person desiring to work with the best.

--Jack Kreitz

more from our clients

Short Sales & Foreclosures

Fact: Most houses today are over-leveraged. Homeowners have refinanced and taken out 2nd and 3rd mortgages (up to 125% of their home value). With a turbulent economy combined with high unemployment rates and life’s unexpected turns, record numbers of homeowners are struggling to pay their mortgage payments. Therefore the road to foreclosure and Bankruptcy look like the only options available. But there is still hope with yet another option…a Short Sale.  (email me a list of short sales)
What is a Short Sale?
A short sale is when a Lender accepts a discount or less than the amount due on a mortgage to avoid a possible Foreclosure auction or a Bankruptcy.  Instead of buying from a seller, you are actually purchasing the property from the lender at a discount.  The idea here is that you are saving the lender time and money by stopping the legal foreclosure process and taking the property off the lender's hands.

For example:
A homeowner, who is facing foreclosure, has an existing first mortgage of $300,000. An offer is written for $220,000, which is thereby accepted by the lender as full payment for the loan. This is a short sale.

The downside of Short Sales is that banks can be very slow in responding to a buyer's Short Sale offer or never respond at all. If you have patience and are willing to work with the lender, it becomes a win-win situation for all the parties involved.

For Short Sale Buying Techniques and Processes please give us a call 541.343.8269, email Kim@goldensold.com or fill out our inquiry form.

What is a Foreclosure? What is an REO? (Real Estate Owned)

Kim Heddinger, Principal Broker/Owner CRS, GRI, ePRO, ALHS
541-343-8269 | Contact Kim, Eugene, Oregon Realtor
Licensed in the State of Oregon.

Golden Realty
PO Box 5093
Eugene OR 97405
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