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358 W 22nd Avenue, Eugene OR 97405
Triplex - Total Square Feet 2644 - 2/2 Bedrooms - 1/1 Bedroom
We found Kim through word of mouth recommendation. When we were moving to Eugene from across country, Kim was the only real estate agent out of four with whom we corresponded who was responsive to our requests for information even when we weren't at first looking to buy a house. We've now both sold and bought a house utilizing Kim's services. As a selling agent, Kim named a figure for the sales price of our home, which sounded too good to be true. But then received a signed offer to purchase within five days of being on the market. Kim and Lynell have the expertise, the experience, a great website, and they know this local market and its neighborhoods excedingly well. When we bought with Kim as our agent, she guided us through the process, and facilitated our negotiations and inspections. Kim and Lynell are a super team. We will never use anyone else for our real estate needs, and recommend them most highly.
--Lynette & Rob

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Short Sales & Foreclosures

Fact: Most houses today are over-leveraged. Homeowners have refinanced and taken out 2nd and 3rd mortgages (up to 125% of their home value). With a turbulent economy combined with high unemployment rates and life’s unexpected turns, record numbers of homeowners are struggling to pay their mortgage payments. Therefore the road to foreclosure and Bankruptcy look like the only options available. But there is still hope with yet another option…a Short Sale.  (email me a list of short sales)
What is a Short Sale?
A short sale is when a Lender accepts a discount or less than the amount due on a mortgage to avoid a possible Foreclosure auction or a Bankruptcy.  Instead of buying from a seller, you are actually purchasing the property from the lender at a discount.  The idea here is that you are saving the lender time and money by stopping the legal foreclosure process and taking the property off the lender's hands.

For example:
A homeowner, who is facing foreclosure, has an existing first mortgage of $300,000. An offer is written for $220,000, which is thereby accepted by the lender as full payment for the loan. This is a short sale.

The downside of Short Sales is that banks can be very slow in responding to a buyer's Short Sale offer or never respond at all. If you have patience and are willing to work with the lender, it becomes a win-win situation for all the parties involved.

For Short Sale Buying Techniques and Processes please give us a call 541.343.8269, email Kim@goldensold.com or fill out our inquiry form.

What is a Foreclosure? What is an REO? (Real Estate Owned)

Kim Heddinger, Principal Broker/Owner CRS, GRI, ePRO, ALHS
541-343-8269 | Contact Kim, Eugene, Oregon Realtor
Licensed in the State of Oregon.

Golden Realty
PO Box 5093
Eugene OR 97405
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